When introducing you to our team and our process, we begin with a meeting to first determine
if we’re a good fit for one another. We’ll discuss your short- and long-term goals, your
family values, your dreams for the future, and anything else that is special or unique to you.
Your relationship with your finances will last a lifetime, and so should your financial partnership.
In order for our team to be an objective sounding board for your ideas and concerns, we may not
always agree on everything. You'll want a partner with whom you'd be comfortable having
challenging conversations with.
Once we’ve determined there is a mutual fit, we begin to dive deeper into the details. We want to
get a comprehensive understanding of your financial landscape, including the following points:
- Priorities
- Current circumstances
- Where you are today
- Where you want to be
- Financial statements
- Estate planning documents
- Risk tolerance
- Goals and objectives
- Priorities
- Current circumstances
- Where you are today
- Where you want to be
- Financial statements
- Estate planning documents
- Risk tolerance
- Goals and objectives
With this information in hand, our relationship moves to the next step: Our Planning Process
Let's bring clarity to your financial future together! Using our planning process, we'll craft a comprehensive investment plan and portfolio tailored specifically to your needs. No cookie-cutter solutions here – we take the time to understand your unique goals, preferences, and circumstances to create a plan that's as individual as you are. Once we've developed your personalized plan, we'll walk you through it step by step, ensuring you understand every aspect and are comfortable with the proposed strategy.
In particular, we spend time to educate you on recommendations and any risks and costs associated. We enjoy an open architecture capability through Wells Fargo Advisors, where we can assist you in implementing investment solutions in both commission based or fee based platforms. In general, we prefer to provide services through a flexible, consultative approach that aligns our interests. Simply put: we do better when you do better.
Once you're satisfied with your plan and our recommendations, we'll guide you through the onboarding process, making sure everything is set up smoothly for you to begin your financial journey. We strive to provide a streamlined process for account opening, asset transfer and investment implementation. To the extent possible, we try and provide all paperwork “signature ready”, or process required paperwork through convenient use of electronic signatures. If a phone call is needed in order to relocate assets, we’re happy to join you for that call so you’ll won’t feel like you are on your own.
But our support doesn't end there – we're committed to being your trusted partner for the long haul, providing ongoing guidance and support to help you achieve your financial goals.
Next up is our ongoing Review Process.
Next up is our ongoing Review Process.
Because life is full of surprises, we stay flexible and ready to adapt your plan as needed. Whether it is changes in the market, new opportunities, or shifts in your personal situation, we will be there to adjust your strategy to keep you on track. Regardless of your phase of life, our objective is to allow you to focus on what’s most important to you. Through use of managed investment solutions and our proactive outreach throughout the year, we help provide the confidence needed for you to spend your time on your other priorities.
In addition to periodic check in calls, and deep-dive portfolio reviews, we want to gradually introduce additional topics and strategies into the conversation. We’ll help you assess the usefulness of relevant topics such as tax management concepts, estate planning techniques, protection strategies, and cash flow structuring.
While we are assisting with portfolio management and planning for what’s ahead, your relationship with us also includes advice with non-investment financial matters, i.e. when and how to draw Social Security, pension benefit strategies, and conversations about potential impact to your family from unexpected life changes.
We don’t have an hourly rate, and we won’t send you a bill for our conversations or meetings. We want to provide value regarding these decisions because the better your overall financial position, the more cohesive your overall financial picture becomes.
Discovery Wealth Management Group is here to walk alongside you and your loved ones on the path to whatever lies ahead.
